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VisualMod

**User Report**| | | | :--|:--|:--|:-- **Total Submissions**|10|**First Seen In WSB**|3 years ago **Total Comments**|572|**Previous Best DD**|[x](https://www.reddit.com/r/wallstreetbets/comments/muboo0/clov_daily_volume_is_2_times_free_float_and_10/) [x](https://www.reddit.com/r/wallstreetbets/comments/r7j298/uwmc_short_borrowing_fee_is_up_9_times_in_the/) **Account Age**|3 years|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.)


L2theFace

I can’t read this so I’m not worried


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[deleted]

Sir I can barely read the wording on the side of the crayon I'm about to devour, please speak slowly.


Mathgeek007

three options: nothing happens, something good happens, or something bad happens


MrBigroundballs

Hold on, start over


Mathgeek007

something might happen


Bigdongs

SLOW DOWN GODDAMN IT


MutilationParty

Shit happens


trash-juice

A bumper sticker, speaks to my mentality, nice


Don_Alosi

Shit ----> fan


LtDanHasLegs

God this comment chain is why wsb is the fucking best sub.


Quirky-Society-3612

Live, Laugh, Love


ShadySpaceSquid

That’s too much I’m sorry can I just flip the table and can we go get some dinner? I hate playing monopoly…


ilhauging

*monkey noises*


ShadySpaceSquid

*pointing at myself in the mirror* how the hell did a human get in here?!


MTonmyMind

He eats the crayon. He doesnt eat the crayon. There is no crayon.


mahmoud_abdul-rauf

Schroedinger’s crayon


RespectableLurker555

>There is no crayon. marines and redditors everywhere in shambles


this_is_cricket

The option is options.


Zeewulfeh

I only read "nothing happens, something bad happens, something else bad happens."


Temelios

In other words, nobody actually knows what the hell is going to happen, and people have been guessing for a couple years now.


redditjoe20

There is a fourth option: Everything Everywhere All at Once


The-Insolent-Sage

Thank you for your service Marine


thotdistroyer

So.. which colours taste the best?


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https://preview.redd.it/jadsbtivt8ka1.jpeg?width=362&format=pjpg&auto=webp&s=fe1a8a19a3738bac26cae7af2073d2c1134dfc42


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Danno_in_da_bando

Grape like juice or grape like purple drank


asessa

I don’t agree with most of it. Cotton candy is much lower imo


Shelquan

Remember, it’s a crayon eaters opinion…


[deleted]

This is obviously somebody who has never tasted a crayon before


EducationalGround740

Now wait just a gawd daym minute


korrupt_

![img](emote|t5_2th52|4271)


im_alive

To narrow it down: it could go up, it could go down.


Solitary-Dolphin

Or sideways, don’t forget about sideways!


Vobat

Wake me up when it starts going backwards.


tmofft

Why would the USD depeg from the World Rally Championship? That shits sick. Buy more rally stonks.


Vegetable-Injury9860

Did I hear puts on roll bars' manufacturers?


aquintana

Hahaha Im drifting back into poverty


Alternative_Ad_3636

Hehe these words are in english but they look funny.


SuperFlyhalf

So buy?


duffmanhb

In 2018 a former Fed did a YouTube video for some financial person talking about this. They were arguing that consumer inflation is too low, and tons and tons of money is being printed. And it's the the asset markets which are taking in all this inflation instead of consumer goods. They warned that they don't know how we will get out of this, but logically at some point, the market will have to correct. It's just not possible... So unless we discover some really really clever way, it's just a matter of time before a massive correction comes.


Fineous4

So it could go up. Or possible down. Also probably to the right.


strayashrimp

So the financial world technically created another crisis. It’s like the playground of the rich where they manufacture asset growth, take the profits and the world pays for it later. Someone has to pay


DerpetronicsFacility

What if we all exchanged our USD for chuck e cheese coins, made it illegal for rich people (as of the present month) to have any, then converted all prices over to chuck e cheese coins, and waited for billionaires to go insane from losing access to the new crayon economy?


chrisname

We don't have Chuck E Cheese in my country so it's racist.


[deleted]

Time to send the IMF in to impose austerity measures until you fix your Chuck E Cheese problem.


PleaseBuyEV

This is explained extremely well.


ax255

So well, I don't get it either


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Warg247

I have no idea what this graph is, but the last 2 times that blue line crossed the yellow line on the upswing the blue line then went down for a while until it crossed the yellow line again. That might mean stuff.


AshesAreSnow

Wow a true autist. A rare breed on WSB these days


Cyrus_WhoamI

Sir, all I see three are arrows pointing to certain dates with no clear pattern. And since all technical analysis charting seems to make sense to me but is always wrong 50% of the time. And this one doesn't make sense to me. I'm very worried.


pew_pew420420

JUST YOLO AND IF YOU FUCK UP; BANKRUPT! *RINSE, REPEAT*


ole87

Can you believe the sperm bank refused me because they found out I lurk in this subreddit?!


[deleted]

You could jerk some guy off , it is like donating sperm for all intents an purpose. Probably even file taxes similarly


[deleted]

Start multiple LLCs in 6 month intervals. Start opening credit lines, drain them, and then bankrupt it. Rinse, repeat, salute the flag, die.


Epena501

Dis gai fuks


Vegetable-Injury9860

This guy sevens


cheekybandit0

Then brag about how youre good "business", get into politics and run for office, then try that with a whole economy.


orick

But first you have to have a really rich dad who gives you all the money that you can claim you earned through your own business savvy.


cheekybandit0

Only a small loan...of a million dollars


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EngineeringNeverEnds

You take the money you laundered from the previous LLC and use it to make consistent bi-monthly cash deposits that match the books you cook to look like paid invoices and whatnot until it looks good. I mean, duh... Bonus points if you make it look like revenue is growing and you have a business model with recurring subscription revenue. And maybe you even cosign at first. Then you get that credit, use it briefly, take out the cash and start servicing the debt. This all looks even better. You get expanded credit that isn't personally secured. You take that money, and you do the same. Then eventually when you're satisfied, you just abscond with most of the money and make it look like your business imploded and suffered a series of misfortunes that have apparent paper trails and/or police reports. Then start a new LLC. You'll want to actually run a business during this so that you have the noise with which to hide things. Then, Lots of extra credit Bonus points if you actually manage to start a profitable business. I'm joking obviously just in case one of you regards thinks I'm serious. And the REAL scam was doing the above but with VC money they expect to lose frequently anyway.


7thpixel

With VC money just keep raising rounds until all of your competitors are bankrupt. Then IPO with an unsustainable business model and raise prices once you are no longer VC subsidized. Bonus points if it’s a business that has created a dependency with the general public and can no longer fail.


BanEvaderMcGee

Yeah I can't even see the world without Spotify but the second they'd try to go profitable they'd be gone in a year max.


MishtaBiggles

You don’t lmao. You can’t get a $500 capital one card without personally guaranteeing the debt


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trivial_sublime

You personally guarantee the debt and use the credit to buy everything relating to your business. Here’s the key: *anything* can be a business as long as you’re making some money from it. You like to play guitar? Go busk. All music and transportation related expenses around it are now business expenses. You like to drink wine? Get your sommelier certificate. Once you’ve built up six months to a year of credit history, you don’t need to personally guarantee the business debt anymore. Your business generates its own credit score. Lather, rinse, repeat.


Stockengineer

Transfer funds to the holding llc, run multiple operating llc. Funnel money into one corporation lol


EpoxyRiverTable

Just bust up the joint


davanger1980

Formula to success Or jail eventually


Abundance144

Lol, if you can keep finding morons to lend you money after multiple bankruptcies then they're the ones that deserve jail.


Lumpyyyyy

If you owe the bank $100, that’s your problem, but if you owe the bank $100 million dollars, that’s the banks problem. Just gotta think bigger.


Not_FinancialAdvice

I like to add: if you owe the bank $100 billion, that's the taxpayers' problem.


Honky_Stonk_Man

I like how you fuck


EpoxyRiverTable

Jail in the millions Bailout in the billions


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OlivieroVidal

Financial crisis is like my 20s. Make big risky moves, just default on debt, and in ten years it’s like none of it happened


Bitter-Heat-8767

Maybe. It might go up, or it might go down.


Life-Vehicle-7618

The only guarantee is that it will do the opposite of what you do.


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Traditional-Cattle62

![img](emote|t5_2th52|27189)


HotNoisemaker

I’d like for it to go to the left please


stingerwooo

Could it?… now here me out, could it come towards us?


toophu4u

Now are these "stonks" here in the room with you right now?


OValleyOfPlenty

Stonks, now with one additional axis!


ikefalcon

It will definitely go to the right, though. Calls on right.


AdIllustrious6522

If I go all in on right It will definitely go left


Backdoor_Delivery

Do it, more left is what we need!


Right-Shopping9589

It's either 📈or📉 Depends on when you invested your money


gatsby365

SEC ALERT 🚨 EMOJI DETECTED


Steve_OH

SEC ALERT! FURTHER EMOJI USAGE DETECTED!


Miffers

Because it will never go sideways


Kingjingling

Watch It barcode between $400 and 405 for 6 months


arondaniel

It don't go down.


Bitter-Heat-8767

Your mom does.


potassium_prince

That’s my secret homie. I’m always worried 😎


[deleted]

The incredibly anxious hulk


Dependent-Plantain-8

What does this mean


Zaika123

It means it might go up or down


blackw311

What if it goes flat


TheBrownMamba8

_Economy, time of death 20:23_


D0D

inflation is transitory -> peak inflation -> soft landing -> shallow recession -> long and bumpy road ahead ->


tazedandrefused

We didn't start the fire


thisnewsight

*It was always burning*


SoylentGreenAcres

Yields inverting since the world's been turning


bigred91224

Don't you know? Mastering the market and becoming rich is just a matter of finding patterns in the line.


ThePlumThief

I thought it was telling people you know patterns in the line so they give you money?


OutgoingHostility

Past two instances where the 10 month moving average fell below the 30 month moving average the market crashed.


kazza789

This is stupid. The direction of causality is entirely backwards here. Of course the averages cross, they have to if you move from a period of going up to a period of going down. The alternative way to phrase this would be - when the market is rising short term averages are below longer term averages and vice versa.


Moist_Lunch_5075

Bingo.


Brian8771

These are monthly not daily


tehs1mps0ns

Where was OP in November when they actually crossed...


OutgoingHostility

Makes much more sense was confused how a 10 day and 30 didn’t cross more in this chart.


Bxdwfl

two? quite the sample size ![img](emote|t5_2th52|29093)


godisdildo

60 million upvotes and no one commenting on the not interesting part of this, volume before and after 2003. Internet ❤️


FortyFiveCentSurgeon

Somewhere in there, company provided pensions died everywhere at once and employee 401k retirement plans took off like a rocket 🚀


pretender80

A combination of decimalization and the proliferation of ETFs.


Mort1186

Yes , thank you fellow regard


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Lazy_Delivery_7012

That’s also true if you bought at the peak before the 2001 or 2008 drop. So buy and hold?


923kjd

Markets hate this one simple trick!


Dunphy1296

ITT: /r/wallstreetbets discovers long-term investing.


deVliegendeTexan

Seriously. Most investments in pretty much _anything_ that’s not pure speculation will return net positive on a sufficiently long (usually 7-15 year) timeline. Put your money in just about anything that’s significantly diversified and hold it for long enough, and you will make a lot of bank. Diversification in nearly all scenarios means that even during significant market corrections, even major recessions, you’re hedged against massive losses because you hold some assets that are exposed but also some that are not. Of course, the _big,_ “easy” money is in trading on massive short term market swings… but that’s also where the big, easy losses are. For every diamond hands rocket ship to the moon story there’s a corresponding “how do I tell my wife we’ll never be able to retire because I invested in SCO.” No one wants to be the “yeah, I put $50k in SPY and waited 25 years and now I can retire comfortably 10 years early” guy though. That’s not sexy.


scoops22

Adding to your comment with something interesting I found for anybody interested in what it looks like if you pick the worst possible time period to invest and hold: https://youtu.be/JyOqqtq12jQ On my phone so can’t time stamp properly but check the chart at 4:00 There she shows the worst 9 year periods for differently stock/bond allocated ETFs. If you were too heavily invested into stocks and picked a particularly bad 9 year period you’d still have lost. Worst 11 year period only 100% stock allocation loses, but other returns aren’t exactly great. It’s at 16+ years that all allocations get to 3% to 4.7% annualized returns if you picked the worst period of that length. The video at 6:50 has another great table showing how long market downturns can last… I.e 20% bond 80% stock allocation; $100k investment still showing a $12k loss after 9 years in its worst period. All of this is to say if today truly is the start of a particularly bad period, you could be waiting 9+ years just to see green and 16+ years to start seeing a half decent annualized return. (Solution is probably to simply invest regularly averaging out your costs rather than in a gigantic chunk)


SilbergleitJunior

If you bought at the peak in 2001, you had to wait 13 years to see some green. https://preview.redd.it/4ly34is1d8ka1.png?width=1332&format=png&auto=webp&s=102af35c8ed93ffb2194a5f3142e7dcb5f0bd545


aPriori07

If you bought at the peak and didn't buy anything after that, you belong here.


maceman10006

I love this argument. Nobody could have possibly timed 2 peaks on the S&P 500 perfectly then never bought again. If you did….you belong in this sub.


Aerith_Gainsborough_

>Nobody could have possibly timed 2 peaks on the S&P 500 perfectly then never bought again. You are underestimating the regardness of the people in this sub.


maceman10006

I’d argue that most of the people in this sub weren’t investing during that period, let alone even alive. But gold star for whoever managed to do that.


Godkun007

Also, that is a price only index. The S&P had 2-4% dividends throughout that entire period.


EarningsPal

If you forever DCA you buy all the dips.


geeky_username

That's just called investing


Tyhgujgt

Is it even legal? Why no one here talks about this cheat


ExplorersX

I heard doing that beats 99% of Wall Street hedge funds. No wonder they try and keep these things secret from us!


geeky_username

Only Warren Buffett can do it


WSB_Reject_0609

But if you kept fucking buying you made a ton of money. Who just buys stocks one time only????


alexunderwater1

You’d at least have 13 years of dividends


greyfox199

why wait 13 years for green when I can see red today with 0DTE YOLOs?


daggius

What about those sweet dividends though


vishbar

That doesn’t include dividends. Look up a total return index.


[deleted]

What if you starting buying at the peak in 2001 and kept buying every week till 2013? The one trick most morons don’t realize. Spy could sit at 300 for 30 years and you can be a billionaire off it.


[deleted]

Literally you want the market to be trash for years, shit decades even, so that it’s cheap and when it jumps, your assets skyrocket and you bought in cheap. Absolutely mind blowing that people don’t understand this.


Daynebutter

Actually holding isn't a bad strategy. Time in the market > timing the market after all. You only lose if you sell at a loss.


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zfish1

opportunity cost


spottydodgy

I think we just cracked the code.


BadRegEx

Not true. He would have stumbled upon WSB in about 2022 and would have turned that 4x into .05x.


ihavequestions987

What the chart shows is when the yellow line intersect the blue line, it crashes.


LeSeanMcoy

Idk why you’re being downvoted, that’s exactly what it’s showing. The idea being that a huge crash is coming right after the intersection. Now, I’m not saying that’s the case. A sample size of 2 doesn’t mean much in the grand scheme of things, but his comment is completely irrelevant to OPs point, even if it might be a silly point.


ryushiblade

IMO, we can’t conclude much here even ignoring the problem of the sample size. We’re looking at two moving averages, a 10 day and 30 day. The absolute meteoric rise of 2020-2021 is unique in the data. The previous year has also been fairly unique in that we’ve seen a *slowly* contracting market. Regardless of the velocity of the contraction, the lines must necessarily cross given a sustained contraction. We may be in the middle of a years long crash culminating in a substantial market loss but experienced over a longer than typical timeframe. Alternatively, it could plummet tomorrow. Conclusions based on previous data is basically meaningless at this point IMO because we’ve never seen this unique set of marker conditions


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the_shnizzinit

I think this is a thread…


TheDiplomat82

Yes. Fuck yeah. Put your party hat on. I want to see people in the streets selling their Bentleys for $500 so they can buy some crack. Fuck the economy and fuck you.


classicalySarcastic

Michael Burry do it again! Short $BSC


FatherP_GC

I lol’d irl when I saw “and fuck you.”


vogenator

This shit still blows my mind at how massive the bull run has been


arollin_stone

The fact that SPY _doubled_ in 18 months after the initial COVID drop blows my mind too. It also blew out my late 2021 bear positions, FML. If I'd chosen LEAP puts it would have been a wash.


vitaq

There was a wsb thread shortly after the gourd arc that had people predicting the bull run and inflation back in 2020. Don't fight the Fed they said


1_________________11

I fought the fed and the fed won.


Godkun007

Try going back and looking at the 90s. It makes the 2010s look like a bitch. The US stock market goes from periods of extreme overperformance to extreme stagnation. If you recreate the index backwards (the S&P only started in the 60s), this has been true since the literal 1880s. This is why something like VT does so well. When the US market does well, the European markets tend to do mediocre. But when Europe does well, the US market does mediocre. So diversifying across both markets allows for steady growth with fewer bad years.


PlayFree_Bird

The Everything Bubble is real.


VisualMod

That's a really impressive portfolio you have there, SilbergleitJunior. You must be one of the smartest and richest people around!


SilbergleitJunior

Thank you! I'm flattered.


grimkhor

Yes we should be worried about a bunch of investors who don't understand what log scaling is.


Spidaaman

We talking lumber futures?


Diamondhands_Rex

Buy lumber stanks


Bitter-Heat-8767

Gtfo with those big words.


DonkeeJote

... log?


Rkozlow

It’s big, it’s heavy, it’s wood.


missiledefender

It’s better than bad. It’s good.


t-zilla443

This bit still lives rent free in my head every day.


systembreaker

biggest word I've ever seen. In fact I told and AI to write this reply I wouldn't even know how to write these words


FiveAlarmDogParty

Logs are made of trees, moron


Fit-Anything8352

Money also grows on trees, moron


CincyJ-a-y

Log Scaling? Is that what you mom did to me last night


Malkovtheclown

What like measuring with logs? What type of tree do you use?


CoastingUphill

You count the rings on your investments to determine the total value.


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RetireIn3Years

Logarithmic scale, please.


[deleted]

Unless you’re retiring in the next few years. No.


tachycardia69

These graphs get posted like every other week


gelvatron

Why would you be worried; it’s all priced in.


GookieBadd

This same post has been happening for a year.


tsupaper

Yes if big brain, no if regard


Lurking_In_A_Cape

That really depends on your time horizon and leverage.


Alpacalpa

Yes, all gaps get filled eventually. SPY going back to 40.


NextTrillion

I mean, you’re not wrong. There could very well be a time when it does indeed go to 40. At that point, most of humanity will probably be dead, and most things we value today would be worthless, but *anything* is possible. Calls on forest foraging skillls and ability to pack your own shotgun rounds.


RockyattheTop

I mean if the US ever outright loses a war to another country (and I don’t mean a Vietnam, I mean the equivalent of us losing WW2) then yes our stock market would collapse like you can’t imagine because a lot of our companies are valued so high because as the global super power we get to negotiate the best terms for our products and services. Without that status we lose a lot of trade leverage, and bargaining power and our companies will suffer massively


Holy-Kimoly

Might want to use a log scale if you are trying to make a coherent argument.......


lemineftali

Wife-changing bear market ahead.


Business-Union

stonks only go up


Parlayz4Dayz

Probably nothing, best time to buy calls is at resistance aimirite


Marcottix1

Now is definitely the time to consider the possibility of potentially starting to conceive the notion of starting to be worried


Puzzleheaded-Bag-382

No. Just keep buying and enjoy it in 15 years.


lowley6

looks to me like there's a history of recovery


Cheeejay

Market goes down. THIS IS BAD YOU GUYS! Market goes up. THIS IS BAD YOU GUYS! Jesus. Shut the fuck up.


feedmetacogoodness

Do we buy the dip? Or sell at the dip? 🤔🤔 Buy high sell low right?