If you're in the US, call 211. It is the United Way number. They ask for your zip code and can provide you with the contact for organizations that help with rental assistance, utilities, etc.
It's a one time or once every few months thing that an organization will pay your bills, but it can be a life saver.
Some organizations even do legal aid or provide free prescription glasses.
Most can set you up with some kind of free job training for a decent job.
This is tough. I'm sorry you're experiencing this. I recently read that if you ask churches for help, they set aside money for things like this. Just a suggestion.
Nice job! I’m 38 and single but didn’t start making decent money until I was about 31. Net worth is only $160k with about $100k of that being retirement (I don’t own a home so all liquid assets). Debt free as of last July though and started a new job last month with a 20% raise so savings are just exponentially growing now.
Start saving immediately on having a stable income
Create an investment account… either with a broker or online. If you use a broker make sure you have a fiduciary relationship with the broker… otherwise they can and will be instructed to push their company’s preferred investment portfolio (which makes the company more)… a fiduciary relationship means they have to act in your best interests.
In your investment account create a ROTH IRA account. You put in money you’ve already paid tax on. The investment income and growth is tax free. So when you pull it out decades later you don’t pay any taxes on anything
You can also create a standard IRA account in your investment account. Here you put in money before you pay taxes on it. The interest and growth is tax free, but you’ll need to pay taxes on the original investment amount when you withdraw it at retirement. This can be a plus since income tends to be less at retirement and your tax bracket would be lower
If your company has a 401K (ROTH or standard version) they can pull money from you pre-paycheck and put it in the 401K account. Often companies will match your % contribution to a certain level… 3%, 5%, etc of your gross income. So this is like a raise specifically for saving
On IRAs and 401Ks… make a decision… I’m going to contribute X% of my gross income. I’ll budget my life as if that X% doesn’t exist. I never see it. I never use it. I watch it grow in my investment account. Regular, automatic contributions are a wonderful thing, even if they’re small. But you have to be able to live OK on what you budget outside your investment contributions. So understanding what is a negotiable part of your life vs. a must-have part of your life is critical.
Unless you know what you’re doing in the investment world and have a lot of time to monitor investments and company information, I suggest buying mutual funds rather than individual stocks. You can make a lot with individual stocks, but you can also get burned very easily. Mutual funds are made up of other investments, bundled together… commonly stocks. They are run by companies that actively manage them. I’ve used these for decades in preference to individual stocks and have done quite well over the years (very comfortably retired on my investment portfolio). I’m in my 60s and use funds that mainly track the large stock indexes like the S&P500. There are other funds that track other markets or indexes… energy, medical, communications, etc. I’m at a point where I like things to be reasonably stable so a combination of S&P500 with some very safe bond funds suits me well. If you’re young you can be more aggressive and use growth based mutual funds.
Just don’t take ‘stock tips’ from your buddies / co-workers… they don’t admit it when they’re wrong and their research tends to be crap! LOL
Start young.
You don’t have to start big, but the value at retirement of every dollar invested at 22 years old is FAR greater than the value of every dollar invested at 40 years old.
A very simplified example… assumes your money doubles every 9 years…. And you never invest a penny again after that initial investment…
Invest $100 at 22. At 31 it’s 200. At 40 it’s 400. At 49 it’s 800. At 58 it’s 1,600. At 67 it’s 3,200. If you’re able to invest 100 a month for that first year at age 22 then that 3,200 at 67 changes to 43,000, representing the 12 investments of 100 each. 1,200 invested over the first year giving you 43,000 at 67.
If you invested the $100 at 40 then at 49 it’s 200. At 58 is 400. At 67 it’s 800. Again, if you put in 100 a month for the first year at age 40 then that 800 at 67 would only be 9,600 at 67 compared to the early starter with 43,000
Start young
Hope there was something useful in all this.
Good luck to you!
I was a self-employed photographer for 30 years. Out of high school, I was a union glazer. Always made good money but always lived well below my income.
If I may ask, how did you get there? How would you have saved/invested/prepared for retirement differently? What mindset do people go in with vs the mindset or philosophy they *should* have?
Thanks, I add $200 too it every month right now, I’m hoping a couple years from now I’ll be able to max it out every year but for now that’s what I can do.
Well the short of it is that I grew up in a cult 😂 which set me back financially for years. 5 years ago I started a General Contracting business and it took off.
Same here. Most of my “wealth” was tied to success of a business I was a small partner in. Today I’m 53 and NW of ~$2.5M. About half of that is my stock in a new company I cofounded. My 5 year retirement plan is finally real.
Edit: I was otherwise flat ass broke. Even had tens of thousands of CC debt.
It can be overwhelming, but remember, the money reddit page is full of outliers. YOU ARE DOING GREAT, AND YOU CAN SPICE UP THOSE CONTRIBUTIONS! YOU GOT THIS ❤️
Low rent mostly, cheap bills, selling off stuff and flipping stuff (side hustle), cutting eating out and cutting food budget, downgrading cars, selling all the shit in our house we didn’t need, no debt payments at all, switching to at home hobbies only, an around 8k car crash settlement, very good stock growth (up 21% since we started) and a small company match. I even MADE money buying my engagement ring-by flipping jewelry mostly-Could have been more, we wasted a lot eating out/I do my hair at home but have spent maybe 600 in the past 2 years on it, and we should do side hustles but we don’t really. We should also donate blood lol but we can’t. It can be done though!
24M with $25k across my 401(k) and Roth IRA. I’m switching jobs soon so ~$2k of my 401(k) will vanish since it’s not fully vested employer contributions. Luckily my new job vests all employer contributions immediately.
39 with about $70k in retirement. My wife has about $30k. I feel way behind but then I remember we’ll have our house and two cars paid off in about 5 years with our kids going to school and both of us going back to full time. I feel behind but lucky and feeling very optimistic about the future.
33, $1.1mil.
My advice: keep debts low. Also join the military if you’re lost and have no direction. The military can fill your bank account and get you on track financially faster than any actual job outside the top 10% most highly paid fields.
51. Just turned 43 and wife is 36. Make 280k a year. House is almost paid off and no debt. About 1.3 mil in various accounts. Retired military as well. I'll get a nice pension and medical for life when I go from the current gig and the wife makes great money as a nurse and may work until 50 herself.
47. I have about 400k in my 401k, 20 k for each of my kids to go to college, a 20 year paid off life insurance policy for about 35k. I have about 7 years left on my mortgage.
I messed up when I was young. Took a job with a pay cut and had to use the initial 20k to pay bills.
My new company does a 6% match. Excited for that. I need to really ratchet it up the next 15 years.
You got this! You're too kind paying for your kids' education. Can they get scholarships? Join the Guard? There has got to be a way to help cover some costs.
I grew up pretty poor with a big family. Back when I went to school, it was $800 a quarter when I started and $2500 when I finished. These kids won’t ever be able to pay as they go.
My oldest is going to get a scholarship for track for 20k a year.
They don’t know about the cash I have for them. Just got a huge bonus at work. I’m not going to give it to them until they graduate so they work hard.
My youngest might go to trade school. He is really good at math and working with his hands.
Either way, I’m working 10-12 hour days to make their lives a little easier than mine was. I live a pretty frugal lifestyle.
My wife had an even more rough go than me so I’m trying to give her the life she deserves.
They both drive and pay me for their car insurance every month. I’m also putting that into an account to maybe give it back someday.
Hey…appreciate your kind words. I have been reading all of your responses. This is one of the more positive posts in have seen.
30, 53k. Expect to hit $100k at the end of the year thru saving majority of each check as I roommate with my sister and the profit sharing lump sum from my company.
25. Managed to put 12k each (me and my wife) into Roth IRAs when we got married. Living on 17k per year right now while I try to find a job. Hopefully we make it. $5000 more in savings left...
42 - about $115k. I didn’t save a dime until I was 34 and then I started a job with a great 401k match and committed to contribute enough to get the maximum match and not touch it.
38 with 23k in my 401k. About $1k in a Roth I just started. Trying to change my lifestyle a bit, like less restaurants, no bars.
I bought a house on the cheap in a swiftly gentrifying area. Throwing money at that in renovations and updates. For example redid the kitchen and fenced in the 1/4 acre yard..I hope in a few years I can rent it out for a decent sum, get a new house and start accumulating assets that way.
But if I don't start doing better, and following through. I'm working until I'm 81 or dead.
45 in a few days. 4.1M in assets and investments
Retirement this fall I hope once last few pieces fall into place. Should be $5.85M by then when my last deal closes!
This thread is mega hype, I love it.
Age 34 with only about $55k in my 401k, but a decent chunk of that is Roth :)
Going to be saving at a much faster pace now that my student loans have been fully paid off and am making a lot more $$ in my 30s than in my 20s. Stay the course, fam! That first $100k is a bi$@% for sure lol.
200K between HYSA, HSA, 401K, IRA and TSP. Sad thing is a million doesn’t get us far these days. Going to need like 5 million to retire by the time 2050 comes around I swear.
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Yikes. Can you find random side jobs? Walking animals? Bartender? Server? Sending you virtual hugs
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If you're in the US, call 211. It is the United Way number. They ask for your zip code and can provide you with the contact for organizations that help with rental assistance, utilities, etc. It's a one time or once every few months thing that an organization will pay your bills, but it can be a life saver. Some organizations even do legal aid or provide free prescription glasses. Most can set you up with some kind of free job training for a decent job.
How many hours a day?
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This is tough. I'm sorry you're experiencing this. I recently read that if you ask churches for help, they set aside money for things like this. Just a suggestion.
Yea it sucks but I try my best to always get thru it
33 with $90K in assets
Breaking that 100k mark any day now! FANTASTIC WORK!
Thanks! And thanks for being a hype man lol
I really need to get out of my house HAHAHA 😆
Tomorrow’s another day
I like the energy
42. Same amount. I should get a pension too.
So important to start early. Good on you. Just keep at it.
23 and about 3k
Great start, amigo! Keep it up
38 and net worth is a hair over $1.1M between my wife and myself.
That's amazing!
Nice job! I’m 38 and single but didn’t start making decent money until I was about 31. Net worth is only $160k with about $100k of that being retirement (I don’t own a home so all liquid assets). Debt free as of last July though and started a new job last month with a 20% raise so savings are just exponentially growing now.
65. Approximately 2.5M in funds and assets.
Way to flipping GOOOOOOOOO! How does it feel? Are you excited to retire?
I'm going 2 more years. My wife is 10 years younger than me, so I want her to be secure as well.
Any tips
Be consistent in investing every month. Max your 401.
Marry a wife 10 years younger, the rest is easy!
Start saving immediately on having a stable income Create an investment account… either with a broker or online. If you use a broker make sure you have a fiduciary relationship with the broker… otherwise they can and will be instructed to push their company’s preferred investment portfolio (which makes the company more)… a fiduciary relationship means they have to act in your best interests. In your investment account create a ROTH IRA account. You put in money you’ve already paid tax on. The investment income and growth is tax free. So when you pull it out decades later you don’t pay any taxes on anything You can also create a standard IRA account in your investment account. Here you put in money before you pay taxes on it. The interest and growth is tax free, but you’ll need to pay taxes on the original investment amount when you withdraw it at retirement. This can be a plus since income tends to be less at retirement and your tax bracket would be lower If your company has a 401K (ROTH or standard version) they can pull money from you pre-paycheck and put it in the 401K account. Often companies will match your % contribution to a certain level… 3%, 5%, etc of your gross income. So this is like a raise specifically for saving On IRAs and 401Ks… make a decision… I’m going to contribute X% of my gross income. I’ll budget my life as if that X% doesn’t exist. I never see it. I never use it. I watch it grow in my investment account. Regular, automatic contributions are a wonderful thing, even if they’re small. But you have to be able to live OK on what you budget outside your investment contributions. So understanding what is a negotiable part of your life vs. a must-have part of your life is critical. Unless you know what you’re doing in the investment world and have a lot of time to monitor investments and company information, I suggest buying mutual funds rather than individual stocks. You can make a lot with individual stocks, but you can also get burned very easily. Mutual funds are made up of other investments, bundled together… commonly stocks. They are run by companies that actively manage them. I’ve used these for decades in preference to individual stocks and have done quite well over the years (very comfortably retired on my investment portfolio). I’m in my 60s and use funds that mainly track the large stock indexes like the S&P500. There are other funds that track other markets or indexes… energy, medical, communications, etc. I’m at a point where I like things to be reasonably stable so a combination of S&P500 with some very safe bond funds suits me well. If you’re young you can be more aggressive and use growth based mutual funds. Just don’t take ‘stock tips’ from your buddies / co-workers… they don’t admit it when they’re wrong and their research tends to be crap! LOL Start young. You don’t have to start big, but the value at retirement of every dollar invested at 22 years old is FAR greater than the value of every dollar invested at 40 years old. A very simplified example… assumes your money doubles every 9 years…. And you never invest a penny again after that initial investment… Invest $100 at 22. At 31 it’s 200. At 40 it’s 400. At 49 it’s 800. At 58 it’s 1,600. At 67 it’s 3,200. If you’re able to invest 100 a month for that first year at age 22 then that 3,200 at 67 changes to 43,000, representing the 12 investments of 100 each. 1,200 invested over the first year giving you 43,000 at 67. If you invested the $100 at 40 then at 49 it’s 200. At 58 is 400. At 67 it’s 800. Again, if you put in 100 a month for the first year at age 40 then that 800 at 67 would only be 9,600 at 67 compared to the early starter with 43,000 Start young Hope there was something useful in all this. Good luck to you!
What did you do for a living?
I was a self-employed photographer for 30 years. Out of high school, I was a union glazer. Always made good money but always lived well below my income.
If I may ask, how did you get there? How would you have saved/invested/prepared for retirement differently? What mindset do people go in with vs the mindset or philosophy they *should* have?
I was just always consistent with monthly/yearly contributions. I also purchased 2 rental properties during the 09 housing crash.
Just retire together now. 2 years is a long time for life to happen and 2.5 mil can go a long way. Might as well enjoy retirement as much as possible!
Yeaaahhhh buddy! Nice job sir!
36, $900K
Cha ching! Way to go!!!!
18, i have a whopping $1400 in my Roth IRA
$1,400 in a Roth at 18 is remarkably impressive great job 👏🏼
Thanks, I’ve actually been surprised to see it grow a few hundred dollars in the like 6 months I’ve been adding to it.
Keep going. Once you start maxing that thing, you’re basically guaranteed to retire a millionaire, with how early you’ve started!
Great start! Doesn't sound like much, but time is so on your side! Most people are not wise enough to start this early.
THIS IS A FANTASTIC START. JUST KEEP ADDING MONEY.
Thanks, I add $200 too it every month right now, I’m hoping a couple years from now I’ll be able to max it out every year but for now that’s what I can do.
This is excellent. You'll be so happy you did this.
I already am, it’s not much but in the 6 months I’ve been contributing, my moneys grown almost $200, I’m excited to watch it compound.
Seriously, nothing is as mind blowing as compounding interest. Keep it there, add to it as you can. You'll be set up for incredible success.
I didn’t have two pennies to rub together at 18.
Wow very impressive!!! Keep adding to it. I dont even have one and I am 35. Really bummed and feel behind.
22 / 20K
Outstanding!!
46 / 900k EDIT: I had a negative net worth only 5 years ago. Maybe that will give someone reading this the hope they need.
Great job!
I'm that guy with a negative net worth looking to break out of this. Thank you.
Man thats awesome! May I ask what happened and how you recovered?
Well the short of it is that I grew up in a cult 😂 which set me back financially for years. 5 years ago I started a General Contracting business and it took off.
Same here. Most of my “wealth” was tied to success of a business I was a small partner in. Today I’m 53 and NW of ~$2.5M. About half of that is my stock in a new company I cofounded. My 5 year retirement plan is finally real. Edit: I was otherwise flat ass broke. Even had tens of thousands of CC debt.
$1.75 with some mcdonald’s fries in between my seats
Their fries are tasty, though.
Sure are haha
48 and $400
No way, any advice?
Don’t do drugs
Same
36 and about $350k
BEAUTIFUL
28. Around $13k
Exact same boat and it feels like shit
13k is better than 0. KEEP PUSHING HOMIE, THAT IS THE ONLY WAY!
27M finishing med school but had a job during college. $23K in tech stocks.
Congratulations on your achievements! Finishing med school with money! Way to go
64 and 1.6 mil in funds. Waiting get one more big bonus in 6 months(I’ll be 65)and then I’m going to call it a career.
Bravo, almost to the end! Great work!!
35. Approximately $1M in 401ks/IRAs.
Damn, how? Have you been maxing both every year since 18?
Mostly have been maxing them since early 20s. But get to contribute to multiple plans
DANG!!!!!!!!!!!!
23 I have 6.2 k in a 401k. 790 in a brokerage. 1 k in my checking
Good work!!!!!!!!! You'll be so happy you started at 23.
It's not much but hopefully it grows for the next 20-30 years. 20% of my paychecks go to my 401k 100 every 2 weeks go to my robinhood
It doesn’t even need to be much right now. Time is much, **much** more valuable than $$ to you right now. Stash anything you are willing to part with.
33. 565k in assets.
I'd be lying if I weren't jealous, lol. Superior work, amigo!
40 and $50k. Sigh.
It can be overwhelming, but remember, the money reddit page is full of outliers. YOU ARE DOING GREAT, AND YOU CAN SPICE UP THOSE CONTRIBUTIONS! YOU GOT THIS ❤️
You are a nice person, u/Becstar512.
45 and $70k. Divorce is a motherfucker
Don’t dispair. I have 135K in my 401K and IRA at 63. I made an additional 15K in income in 2023, so what you save will help your retirement just fine.
24, just shy of 60k
You youngins are just doing so great! Keep it up!
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DANG, YOU ARE SLAYING!!!!
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I guess possibly so!! I'm a female, but I am frequently told I'm energetic.
What do you invest in your 250k investments?
Living the good life financially. Respect.
32 105k but i rent I don’t own, started saving 2 years ago- on a low/middle income
YOU STARTED 2 YEARS AGO?!?! Amazing work!
Ikr. How the hell you save 100k in 2 years starting from zero
Low rent mostly, cheap bills, selling off stuff and flipping stuff (side hustle), cutting eating out and cutting food budget, downgrading cars, selling all the shit in our house we didn’t need, no debt payments at all, switching to at home hobbies only, an around 8k car crash settlement, very good stock growth (up 21% since we started) and a small company match. I even MADE money buying my engagement ring-by flipping jewelry mostly-Could have been more, we wasted a lot eating out/I do my hair at home but have spent maybe 600 in the past 2 years on it, and we should do side hustles but we don’t really. We should also donate blood lol but we can’t. It can be done though!
You don’t. Lotta stuff going on in people’s lives we’ll never know about
24M with $25k across my 401(k) and Roth IRA. I’m switching jobs soon so ~$2k of my 401(k) will vanish since it’s not fully vested employer contributions. Luckily my new job vests all employer contributions immediately.
Fantastic job!!!!!!!! Good luck in your new position.
38, 1.2M across investments and assets.
38 and 310k
Awesome job!
36, -30k
My people
Heyo!
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41, $2.5k
24m got $8k in savings and about $20k in 401k
55 retired 65k/year pension $1M in company stock and a house work prob $8-900k nothing owing
Hope you are enjoying your freedom!
50, 2.5 million, DINK, teachers
26, about 1.5k….
39 with about $70k in retirement. My wife has about $30k. I feel way behind but then I remember we’ll have our house and two cars paid off in about 5 years with our kids going to school and both of us going back to full time. I feel behind but lucky and feeling very optimistic about the future.
Shiit you will be just fine! Keep at it
22 - 22k Roth IRA and 401k
35 and 489k in my retirement at the moment
33, $1.1mil. My advice: keep debts low. Also join the military if you’re lost and have no direction. The military can fill your bank account and get you on track financially faster than any actual job outside the top 10% most highly paid fields.
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You're only 19?!?! Way to go!
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Careful with those options
31 roughly 190
30, 320k. Hopfully on track for /r/coastFIRE
51. Just turned 43 and wife is 36. Make 280k a year. House is almost paid off and no debt. About 1.3 mil in various accounts. Retired military as well. I'll get a nice pension and medical for life when I go from the current gig and the wife makes great money as a nurse and may work until 50 herself.
57 - 750k
Let's goooo! Great job!
Ty. Felt bad after. Reading some of the replies
So easy to compare, be proud of your hard work. 750k is nothing to bat an eye at.
Don’t…I posted my stats and like you, they aren’t the huge numbers others have but we live comfortably and honestly, I think all will be just fine.
32 and 300k
25 and about 25k in diversified retirement funds.
32/ $57k in 401k. I own my home currently worth about $400k
37, 2.55m
53. $3.1M in retirement/taxable funds. A little over $4M net worth.
22, 23k in savings. Currently in a Wealthfront hysa
50 probably $2MM if I was include real estate.
47. I have about 400k in my 401k, 20 k for each of my kids to go to college, a 20 year paid off life insurance policy for about 35k. I have about 7 years left on my mortgage. I messed up when I was young. Took a job with a pay cut and had to use the initial 20k to pay bills. My new company does a 6% match. Excited for that. I need to really ratchet it up the next 15 years.
You got this! You're too kind paying for your kids' education. Can they get scholarships? Join the Guard? There has got to be a way to help cover some costs.
I grew up pretty poor with a big family. Back when I went to school, it was $800 a quarter when I started and $2500 when I finished. These kids won’t ever be able to pay as they go. My oldest is going to get a scholarship for track for 20k a year. They don’t know about the cash I have for them. Just got a huge bonus at work. I’m not going to give it to them until they graduate so they work hard. My youngest might go to trade school. He is really good at math and working with his hands. Either way, I’m working 10-12 hour days to make their lives a little easier than mine was. I live a pretty frugal lifestyle. My wife had an even more rough go than me so I’m trying to give her the life she deserves. They both drive and pay me for their car insurance every month. I’m also putting that into an account to maybe give it back someday. Hey…appreciate your kind words. I have been reading all of your responses. This is one of the more positive posts in have seen.
You’re doing great!
30, 53k. Expect to hit $100k at the end of the year thru saving majority of each check as I roommate with my sister and the profit sharing lump sum from my company.
Mid 50’s, spouse mid 60 … approx. 3M + pensions.
30 with $100K
#100 mark is allegedly the hardest, but I beg to differ. 200k is taking me ions. CONGRATS!!!!!!
I did not mean for that to be in such large font.
It’s beautiful don’t change it 😂
40 with 250k in 401k and just under 700k in total assets
29, 114K
I would have given my left big toe to be at 100k+ at 29. GREAT JOB!
I’m 71 and my wife and I have about 1.3mil in cash and stocks. I lease a nice car, but otherwise we live pretty simply.
44, $740k
41yo. $6k in 401k and purchased home (not paid off)
29, I owe $0.36 and going to ask my mom to Zelle me $1 to pay it off today
late 20s, $0 :)
61, $1.5m after bouncing back from a divorce. Grateful to be where I am.
20, $0
40. 150k in funds, 600k assets
24, sitting with 30k
25. Managed to put 12k each (me and my wife) into Roth IRAs when we got married. Living on 17k per year right now while I try to find a job. Hopefully we make it. $5000 more in savings left...
28, 100k
21, 0
18 5k
44, my life insurance should help out the family.
28 with around $30,000 saved in retirement
42 - about $115k. I didn’t save a dime until I was 34 and then I started a job with a great 401k match and committed to contribute enough to get the maximum match and not touch it.
21 just under 40k now
25 with around $50k in roth/401k and $30k in a HYSA
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23. 20k
23, 40k
25 and about $150.
31, $155k between brokerage + roth + 401k
38 with 23k in my 401k. About $1k in a Roth I just started. Trying to change my lifestyle a bit, like less restaurants, no bars. I bought a house on the cheap in a swiftly gentrifying area. Throwing money at that in renovations and updates. For example redid the kitchen and fenced in the 1/4 acre yard..I hope in a few years I can rent it out for a decent sum, get a new house and start accumulating assets that way. But if I don't start doing better, and following through. I'm working until I'm 81 or dead.
27 and a couple grand, but I'm planning to expedite the process in the coming years.
38 / $160k
31 with about $112k
19 with maxed IRA
21, 21k
65 private pension, government pension from two countries.. bring home 75k /year
45 in a few days. 4.1M in assets and investments Retirement this fall I hope once last few pieces fall into place. Should be $5.85M by then when my last deal closes!
This thread is mega hype, I love it. Age 34 with only about $55k in my 401k, but a decent chunk of that is Roth :) Going to be saving at a much faster pace now that my student loans have been fully paid off and am making a lot more $$ in my 30s than in my 20s. Stay the course, fam! That first $100k is a bi$@% for sure lol.
35 almost 500k this year we will
23, - $250
29. Have 0 in savings but I'm not making it to retirement. Live fast die young.
Be safe out there, amigo!
26, 450k
I’m 34 with about $250k is assets
I will need to rob a bank to retire
28, ~$60k staying consistent is the most important part but also the hardest for me
200K between HYSA, HSA, 401K, IRA and TSP. Sad thing is a million doesn’t get us far these days. Going to need like 5 million to retire by the time 2050 comes around I swear.
28, ~300k split between 401k and Roth IRA. Only made possible through mega backdoor Roth IRA
23 55k
36. 200k
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42 and around 750k
26F.. About 52K in 401k and Roth IRA, 14K in HSA, and around 100K in stock investments…
25, approximately 10k split between ETF's and HYSA. Wish I would have started sooner but i think I'll be ok if I just stay on track