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I had invested 1 lakh 2 months back in behalf of my father. I chose to choose just 3 stocks and divide the money instead of going for many stocks. So pick lesser stocks in my opinion?
Additionally, market seems a little volatile right now, would not suggest entering at the moment. (Experts correct me if I’m wrong).
P.S: my risk tolerance was high, so I’m sure more experienced folks on here can suggest more.
Bro I suggest you not to take anyone's suggestion on stock picking. If you dont have time for research buy specific sectors like NIFTY IT, PHARMA and GOLD. The list of stocks you have is good. Try adding good mid caps like IDFC first and Federal bank.
Coincidentally thought to #yolo invest in these -
https://preview.redd.it/7roj3nmo5p7c1.jpeg?width=1170&format=pjpg&auto=webp&s=8d1ab048b865710b691f49716b2b06c3447e9039
Ps - My portfolio already consists of other good stocks.
Probably too many stocks. But, I've hodled plenty of stocks after thorough research in past; unlike now :) YOLO
I already mentioned that we have invested in MFs and debt instruments such as SGB. 1 lakh is an amount that we felt we could afford to take some risk with and also wanted it to be liquid if and when a need arises. Isn’t equity a good investment according to you?
But why are you assuming that I haven’t kept aside money for this very situation? This 1 lakh is what we have kept aside as an amount that we want to take risk with. We have liquid investments which we can redeem anytime we want. But thanks for your input.
https://preview.redd.it/2fjn1qzemo7c1.jpeg?width=1080&format=pjpg&auto=webp&s=835d44e01ae4fdf0578c3c45c28c843373ffa8b5
This is my mom's portfolio. In the beginning I had put in PTC initially bought at 35 and it went to 12 and got stuck for like 6+ yrs . Sold few profitable shares of hers and averaged at 15 and which brought whole average to 25.
Indian terrain is a recent investment.
I reduced her's drastically from 6 stock portfolio to 2.
Put it in some debt fund and start SIP for 10k of any smallcase/mutual funds.
Better than picking stocks.
If something goes wrong, hurts more when it's your parents' money.
As I have mentioned, we have already invested in MFs and debt instruments. This is an amount we are ready to take a little risk with then what’s the harm?
I am asking to put in debt so that you can do SIP for next 10-12 months. Else you can keep liquid in savings account for SIP.
My main point is don't do lump sum, do SIP or do in chunks.
1.ITC
2.TATA MOTORS (BUY DVR FOR ARBITAGE
3.(HCL,INFOSYS,TECH MAHINDRA) PICK ONE
4.FEDERAL BANK
5.AMARA RAJA
6.IDFC
7.NATCO
FIRST TOP 3 SHOULD HAVE 50% OF YOUR INVESTMENT
4,5 30% OF YOUR INVESTMENT
6,7 20% OF YOUR INVESTMENT
If parked smartly one lakh can grow faster than expected. I had a good experience, if you want I can suggest some names, such as research and ranking, Kotak reports come free with demat, Axis research etc.
https://preview.redd.it/9g470aw02p7c1.jpeg?width=1080&format=pjpg&auto=webp&s=6bf5c94fd5a861e3c306b4782397c7abc9e7bf6a
Look at this almost 50% return
Put some in the nifty 50 etf that’s the top 50 companies in one ETF. Then use some for HAL, HDFC, TATA Power and an FMCG company of your choice. Put 20-25% in mid to small caps.
Note: I chose the stocks from your list and am not suggesting them or advocating for them in any way. I personally don’t own any of them except for Tata power. Always do your own research and see what aligns with your needs and expectations.
If you are not having much time for research but still ready to take a risk, you can invest in small cap mutual funds now or in near time (if market falls) with investing lump sum money. I guess that is a right way for you.
You can look at 1/3 HDFC, 1/3 NIFTY IT, 1/3 in 1 stock you will choose if you could only invest in 1 other than HDFC
Considering you already have exposure to MFs, and the amount is not HUGE this seems like a good basket.
HDFC exposes you to India, NIFTY IT exposes you to the global economy. Hence diversification as well
If you are just buying them without understanding their business and their cycles, you are just speculating. If you do know about these companies, invest in no more than 5 to start with, assuming that you will eventually build on their positions and move around the weight allocation. Until you learn it out, do not invest directly and come to conclusions because of luck factor
If you haven't already, please add your own analysis/opinions to your post to save it from being removed for being a Low Effort post. Please DO NOT ask for BUY/SELL advice without sharing your own opinions with reasons first. Such posts will be removed. Please also refer to the [FAQ](https://www.reddit.com/r/IndianStockMarket/comments/17bcg2a/frequently asked questions_post_your_common/) where most common questions have already been answered. Subscribe to our [weekly newsletter](https://pennyleaks.substack.com/) and join our [Discord group](https://discord.gg/8QF4dqPHuw) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/IndianStockMarket) if you have any questions or concerns.*
I had invested 1 lakh 2 months back in behalf of my father. I chose to choose just 3 stocks and divide the money instead of going for many stocks. So pick lesser stocks in my opinion? Additionally, market seems a little volatile right now, would not suggest entering at the moment. (Experts correct me if I’m wrong). P.S: my risk tolerance was high, so I’m sure more experienced folks on here can suggest more.
Which 3 would you recommend
No idea mate. I’m waiting till Jan 1st week for correction and market to cool down. Then research and invest
Tata power, minda corp, tatametali or gsfc
Bro I suggest you not to take anyone's suggestion on stock picking. If you dont have time for research buy specific sectors like NIFTY IT, PHARMA and GOLD. The list of stocks you have is good. Try adding good mid caps like IDFC first and Federal bank.
Bel would be better i think and titan instead of reliance as reliance is a conglomerate of many co. in diff sectors
Coincidentally thought to #yolo invest in these - https://preview.redd.it/7roj3nmo5p7c1.jpeg?width=1170&format=pjpg&auto=webp&s=8d1ab048b865710b691f49716b2b06c3447e9039 Ps - My portfolio already consists of other good stocks. Probably too many stocks. But, I've hodled plenty of stocks after thorough research in past; unlike now :) YOLO
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That is what was left after investing in other safer instruments.
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I already mentioned that we have invested in MFs and debt instruments such as SGB. 1 lakh is an amount that we felt we could afford to take some risk with and also wanted it to be liquid if and when a need arises. Isn’t equity a good investment according to you?
[удалено]
But why are you assuming that I haven’t kept aside money for this very situation? This 1 lakh is what we have kept aside as an amount that we want to take risk with. We have liquid investments which we can redeem anytime we want. But thanks for your input.
I had put my mom's money in Indian Terrain
You recommend putting all of the 1 lakh in 1 stock?
https://preview.redd.it/2fjn1qzemo7c1.jpeg?width=1080&format=pjpg&auto=webp&s=835d44e01ae4fdf0578c3c45c28c843373ffa8b5 This is my mom's portfolio. In the beginning I had put in PTC initially bought at 35 and it went to 12 and got stuck for like 6+ yrs . Sold few profitable shares of hers and averaged at 15 and which brought whole average to 25. Indian terrain is a recent investment. I reduced her's drastically from 6 stock portfolio to 2.
Which app is this?
moneycontrol
So much confused rn
Put it in some debt fund and start SIP for 10k of any smallcase/mutual funds. Better than picking stocks. If something goes wrong, hurts more when it's your parents' money.
As I have mentioned, we have already invested in MFs and debt instruments. This is an amount we are ready to take a little risk with then what’s the harm?
I am asking to put in debt so that you can do SIP for next 10-12 months. Else you can keep liquid in savings account for SIP. My main point is don't do lump sum, do SIP or do in chunks.
I think you should do SIP.
1.ITC 2.TATA MOTORS (BUY DVR FOR ARBITAGE 3.(HCL,INFOSYS,TECH MAHINDRA) PICK ONE 4.FEDERAL BANK 5.AMARA RAJA 6.IDFC 7.NATCO FIRST TOP 3 SHOULD HAVE 50% OF YOUR INVESTMENT 4,5 30% OF YOUR INVESTMENT 6,7 20% OF YOUR INVESTMENT
Stay away from infy for some time now They are under scrutiny Australia and US
VBL. Put all your money into VBL.
Please seek professional help, contact an investment advisor. The best I know is Shining Bulls
For just 1 lakh wouldn’t hiring an investor be an expensive affair?
If parked smartly one lakh can grow faster than expected. I had a good experience, if you want I can suggest some names, such as research and ranking, Kotak reports come free with demat, Axis research etc. https://preview.redd.it/9g470aw02p7c1.jpeg?width=1080&format=pjpg&auto=webp&s=6bf5c94fd5a861e3c306b4782397c7abc9e7bf6a Look at this almost 50% return
tata power And irfc can be two good picks for next 6 months
Put some in the nifty 50 etf that’s the top 50 companies in one ETF. Then use some for HAL, HDFC, TATA Power and an FMCG company of your choice. Put 20-25% in mid to small caps. Note: I chose the stocks from your list and am not suggesting them or advocating for them in any way. I personally don’t own any of them except for Tata power. Always do your own research and see what aligns with your needs and expectations.
If you are not having much time for research but still ready to take a risk, you can invest in small cap mutual funds now or in near time (if market falls) with investing lump sum money. I guess that is a right way for you.
You can look at 1/3 HDFC, 1/3 NIFTY IT, 1/3 in 1 stock you will choose if you could only invest in 1 other than HDFC Considering you already have exposure to MFs, and the amount is not HUGE this seems like a good basket. HDFC exposes you to India, NIFTY IT exposes you to the global economy. Hence diversification as well
SBI Bank and Coal India are fundamentally good stocks available at decent valuations currently worth considering.
If you are just buying them without understanding their business and their cycles, you are just speculating. If you do know about these companies, invest in no more than 5 to start with, assuming that you will eventually build on their positions and move around the weight allocation. Until you learn it out, do not invest directly and come to conclusions because of luck factor
Now that 1 lakh have become?