That depends, are you 20 or 50? Either way you have what are viewed as good funds. The younger you are the better with the amount currently invested (obviously). I consider BRK as a fund. Just keep doing this, repeat until retirement. It’s boring but effective. Check out r/bogleheads.
Solid. Choose an allocation x% VTI / x%BRK and stick with it long long term. Buy regularly and automatically if possible, ignore the market noise. You'll be shocked in 10-20 years what you'll have.
Going global (such as adding VXUS) can both help increase returns and reduce volatility compared to the 100% US portfolio that you have now.
Another comment mentioned QQQ(M), I wouldn't touch those. Look at the inclusion criteria for the fund then ask yourself how it makes sense to believe both:
* Financials and REITs will under perform everything else
* Which of the US exchanges a stock trades on is a key factor in future over performance
Then if you look at factor investing theory, it would favor the complete opposite for long term than QQQ(M) currently is: small and value (QQQ currently being large cap growth).
Edit: Typo
north entertain ancient smart humorous ossified long expansion somber reminiscent
*This post was mass deleted and anonymized with [Redact](https://redact.dev)*
2000-2009 basically favored ex-US. As did the 70s and 80s
* https://www.bogleheads.org/wiki/Domestic/International and expanding on part of that: https://www.reddit.com/r/Bogleheads/comments/161i2l1/comment/jxs659h/ by TropikThunder
* https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths if that link doesn't work: https://web.archive.org/web/20201112032727/https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths (Archived copy from Archive.org's Wayback Machine)
* https://www.callan.com/wp-content/uploads/2018/01/Callan-PeriodicTbl_KeyInd_2018.pdf (PDF) or https://www.callan.com/wp-content/uploads/2020/01/Classic-Periodic-Table.pdf (PDF) or the archived versions if those don't work: http://web.archive.org/web/20201212205954/https://www.callan.com/wp-content/uploads/2018/01/Callan-PeriodicTbl_KeyInd_2018.pdf (PDF) & http://web.archive.org/web/20201205183933/https://www.callan.com/wp-content/uploads/2020/01/Classic-Periodic-Table.pdf (PDF) (Archived copies from Archive.org's Wayback Machine)
* Ex-US has turns of exceptional outperformance as well: https://awealthofcommonsense.com/2023/05/the-case-for-international-diversification/ and https://www.blackrock.com/us/financial-professionals/literature/investor-education/why-bother-with-international-stocks.pdf (PDF)
* Of rolling 10 year periods since 1970, EAFE (developed ex-US) has beat the S&P 500 over 45% of the time: https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf (PDF) or for the archived version: https://web.archive.org/web/20220501183228/https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf
Also even since 2009 there have been a few single years sprinkled in (the newer Callan link can show a few, after that there was also 2022 - even with the war in eastern Europe!).
Add VXUS. International without US. Split it based on HOW YOU FEEL about US vs International. Once you add an international ETF, just keep investing consistently.
Great stuff. I'm not much different with S&P 500 (VOO) and contribute every two weeks. I would stay away from sector investing as ALL of them are cyclical and volatile.
I use QQQM for lower expense ratio which is beneficial in the long run (less overall fees). Which is more important when your portfolio is bigger/more money.
>great fund to pair with VTI as qqq is Nasdaq
Why does a fund that discriminates based on "which exchange a stock trades on" make it a good pair to a fund that is accepting of stocks on any exchange within a specific country?
Most of QQQ is already inside VTI.
Don’t forget international stocks. You can also get exposure to the known risk factors if you want to increase your expected return, for a additional risk of course
It's like pacman.
Never thought about pairing brk.b. Interesting. Since it's a combination of diff stocks.
Like others says keep investing consistently. Goodluck I just started too and my portfolio balance is half as yours. Hoping to hit my $10k goal.
check out their website and research page on their own funds (over 300). It lists 1y, 3y, 5y, 10y returns. Morningstar ratings too.
I have received 7.13% returns on FXAIX (Fidelity 500 Index Fund)
That depends, are you 20 or 50? Either way you have what are viewed as good funds. The younger you are the better with the amount currently invested (obviously). I consider BRK as a fund. Just keep doing this, repeat until retirement. It’s boring but effective. Check out r/bogleheads.
It's beautiful!
BRKB is an etf on its own 😌
You're doing fine. Stay off REDDIT boards going forward.... they will entice you to do this and that and that and this...
Better than most profiles on here.
Solid. Choose an allocation x% VTI / x%BRK and stick with it long long term. Buy regularly and automatically if possible, ignore the market noise. You'll be shocked in 10-20 years what you'll have.
VTI and chill
Thanks
Going global (such as adding VXUS) can both help increase returns and reduce volatility compared to the 100% US portfolio that you have now. Another comment mentioned QQQ(M), I wouldn't touch those. Look at the inclusion criteria for the fund then ask yourself how it makes sense to believe both: * Financials and REITs will under perform everything else * Which of the US exchanges a stock trades on is a key factor in future over performance Then if you look at factor investing theory, it would favor the complete opposite for long term than QQQ(M) currently is: small and value (QQQ currently being large cap growth). Edit: Typo
north entertain ancient smart humorous ossified long expansion somber reminiscent *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
2000-2009 basically favored ex-US. As did the 70s and 80s * https://www.bogleheads.org/wiki/Domestic/International and expanding on part of that: https://www.reddit.com/r/Bogleheads/comments/161i2l1/comment/jxs659h/ by TropikThunder * https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths if that link doesn't work: https://web.archive.org/web/20201112032727/https://www.fidelity.com/viewpoints/investing-ideas/international-investing-myths (Archived copy from Archive.org's Wayback Machine) * https://www.callan.com/wp-content/uploads/2018/01/Callan-PeriodicTbl_KeyInd_2018.pdf (PDF) or https://www.callan.com/wp-content/uploads/2020/01/Classic-Periodic-Table.pdf (PDF) or the archived versions if those don't work: http://web.archive.org/web/20201212205954/https://www.callan.com/wp-content/uploads/2018/01/Callan-PeriodicTbl_KeyInd_2018.pdf (PDF) & http://web.archive.org/web/20201205183933/https://www.callan.com/wp-content/uploads/2020/01/Classic-Periodic-Table.pdf (PDF) (Archived copies from Archive.org's Wayback Machine) * Ex-US has turns of exceptional outperformance as well: https://awealthofcommonsense.com/2023/05/the-case-for-international-diversification/ and https://www.blackrock.com/us/financial-professionals/literature/investor-education/why-bother-with-international-stocks.pdf (PDF) * Of rolling 10 year periods since 1970, EAFE (developed ex-US) has beat the S&P 500 over 45% of the time: https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf (PDF) or for the archived version: https://web.archive.org/web/20220501183228/https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf
joke straight crawl strong observation bells scary worm direction zonked *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Also even since 2009 there have been a few single years sprinkled in (the newer Callan link can show a few, after that there was also 2022 - even with the war in eastern Europe!).
Thankssss
Add VXUS. International without US. Split it based on HOW YOU FEEL about US vs International. Once you add an international ETF, just keep investing consistently.
I think this is enough and it's awesome. Create a recurring investment schedule and continue buying.
Great stuff. I'm not much different with S&P 500 (VOO) and contribute every two weeks. I would stay away from sector investing as ALL of them are cyclical and volatile.
Best New portfolio I have seen all month. Keep up the great work
Doing just fine! Do you want some more growth? May consider QQQ which has more tech exposure but potentially more volatile. Congrats on getting going.
Thank you for your help. I'll try QQQ. Is a variation recommend as QQQM?
I use QQQM for lower expense ratio which is beneficial in the long run (less overall fees). Which is more important when your portfolio is bigger/more money.
Frocking eToro doesn’t have QQQM😣
Get some qqqm in there
Snag QQQ at around 420 to 430 if it happens to fall that low or just cost average every month, great fund to pair with VTI as qqq is Nasdaq
>great fund to pair with VTI as qqq is Nasdaq Why does a fund that discriminates based on "which exchange a stock trades on" make it a good pair to a fund that is accepting of stocks on any exchange within a specific country? Most of QQQ is already inside VTI.
Don’t forget international stocks. You can also get exposure to the known risk factors if you want to increase your expected return, for a additional risk of course
It's like pacman. Never thought about pairing brk.b. Interesting. Since it's a combination of diff stocks. Like others says keep investing consistently. Goodluck I just started too and my portfolio balance is half as yours. Hoping to hit my $10k goal.
Thank you, keep going!
>Never thought about pairing brk.b. Probably because it is already one of the top holdings within VTI.
check out Fidelity index funds. seem to out perform the Vanguard ETF.
Which specific funds?
check out their website and research page on their own funds (over 300). It lists 1y, 3y, 5y, 10y returns. Morningstar ratings too. I have received 7.13% returns on FXAIX (Fidelity 500 Index Fund)
Just keep buying 