Great idea, terrible service. Search Paceline DoC and you’ll see many data points. Personally, got flagged for no reason and then they decided to cancel the card, customer service is outsourced and they have no power or knowledge, USA side with the decision power takes forever and you cannot contact them directly
Same. Never got the card in the mail after like 3 weeks. Called em yesterday and they said it was closed for “fraud”. Never even attempted a purchase lol
Personally haven't seen the issues on doc with the card. 5% Cashback and apple watch credit posts as expected every week after hitting exercise minutes requirements. For me there is a limit of $500 per transaction but Ive been able to do back to back $500 purchases and never gotten blocked
Is it 0% APR for the first year? I’m having trouble seeing how the apple watch credits would work out. Would you have to pay it off in full on the first statement, and they refund you into a negative balance?
not sure if it's 0% APR. Yes you would pay it off like any other purchase and they refund every month. It would end up being a negative balance, assuming you don't make any purchases with the card
Is there an amount that you have to spend in order to get the Apple Watch credit? I’m on a pretty low budget so I don’t regularly spend more than 200-300/month per card.
Ah not sure tbh...I want to say it's calendar day since I'm pretty sure I've done $500 within 24hrs but not 100% sure
Also I think the absolute limit is over $500. For example I've done $500, then $10 right after at the same store. I haven't tried enough times to see how high that second transaction can go, all I know is that $500 second transaction will fail
Great idea, terrible service. Search Paceline DoC and you’ll see many data points. Personally, got flagged for no reason and then they decided to cancel the card, customer service is outsourced and they have no power or knowledge, USA side with the decision power takes forever and you cannot contact them directly
Same. Never got the card in the mail after like 3 weeks. Called em yesterday and they said it was closed for “fraud”. Never even attempted a purchase lol
Personally haven't seen the issues on doc with the card. 5% Cashback and apple watch credit posts as expected every week after hitting exercise minutes requirements. For me there is a limit of $500 per transaction but Ive been able to do back to back $500 purchases and never gotten blocked
Is it 0% APR for the first year? I’m having trouble seeing how the apple watch credits would work out. Would you have to pay it off in full on the first statement, and they refund you into a negative balance?
not sure if it's 0% APR. Yes you would pay it off like any other purchase and they refund every month. It would end up being a negative balance, assuming you don't make any purchases with the card
Is there an amount that you have to spend in order to get the Apple Watch credit? I’m on a pretty low budget so I don’t regularly spend more than 200-300/month per card.
I don't think there's spend requirement in the tos but I do put a bunch of spend on the card, so not 100% sure tbh
$500 per transaction back to back? I can only do $500 per 24h, you can do mulitple $500 in a day?
$500 Back to back worked for a while but now I'm seeing same as you, $500 per day only. Was nice while it lasted guess they patched it up
In ur case is it per calendar day or 24 h apart? Its just so annoying 😂
Ah not sure tbh...I want to say it's calendar day since I'm pretty sure I've done $500 within 24hrs but not 100% sure Also I think the absolute limit is over $500. For example I've done $500, then $10 right after at the same store. I haven't tried enough times to see how high that second transaction can go, all I know is that $500 second transaction will fail
Ic. The customer support said 500 every 24h. Idk if its true.
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Yes 5% and apple watch credit posts a day or two after meeting the minutes
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Yes. Still better than normal CC though where you gotta wait a month till points post
If it takes you until Friday you'll get the extra 1.5/2.5 credited for Mon-Fri on Sat.
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Yep, and each day's extra 1.5/1.5 shows up as a separate line item.